Analysis of Unethical Practices in Banking

Analysis of Unethical Practices in Banking The essence of this essay on management and ethics is to analyze the unethical practices in the banking industry with an aim of assessing the level of honesty in the banking activities as well as the extent to which they affect the ethical atmosphere in banks. A number of banking industry employees were interviewed, and a general conclusion that emerged in all the interviews indicated that there were various issues that required evaluation as well as. Foremost, the banking sector should to comply with the integrity principles, neutrality, dependability, transparency, social obligation, and finally on the control on money laundering. However, the manner in which this compliance is achieved arouses serious concerns as to whether it really exhibits the expected ultimate objective. Moreover, the management structure of the banking sector, like most other blue chip companies is very strict and hierarchical. In addition, the strictness results from the underlying principle of accountability, as well as transparency in the various operations within the banking industry. Nevertheless, the banking sector pays close attention to the ethical practices of various employees and customers partly as a way of creating a positive image to the public as well as to their regulators, and partly because of the need to offer services to customer in a manner that reflects ultimate respect for our creator (God). For instance, try to have an honest discussion with an employee regarding the various banking practices. in theory, the employee in question can indicate how much he/she values the ethical practices been implemented, but in terms of personal belief, a lot of employees will accept that they carry out some of those practices out of duty and not out of care for the society. T herefore, the role of this essay is to explicate the unethical issues in a bid to come up with proper recommendations. The Issue of information non-disclosure and interest rates determination Over the years, banks have undergone tremendous growth in many aspects of their operations, starting with the type of customers they deal with to the manner in which information is received, recorded, transformed, and finally used. Ultimately, banks have unraveled the whole mystery of discrimination as to what customers to offer services to or not by categorizing their clients in terms of their income structure. This classifying of customers is meant to assist in the decision making process as to what customer receives what treatment, but it is also meant to assist the banks in understanding the type of customers to offer better services to. Therefore, regulated by their policy of information non-disclosure, banks would obtain very crucial information about various customers (their age, sex, race, employment status, as well as income level) with a notion that they are adhering to the Know Your Customer policy. This information is supposed to be private and confidential. However, on c lose examination, one would realize that banks need such information to make decisions aimed at enabling them to remain in the global market while at the same time, maintaining their traditional banking principles. Consequently, the objective of this essay is to analyze the various unethical practices the employees of the bank practice, and their relevance to the community at large. Moreover, the unethical practices will be addressed in a manner that relates to ethical dilemma and decisions regarding management. Thus, to understand the conflict in terms of globalization and traditional practices, one needs to call to focus the approach exhibited by Thomas L. Friedman regarding the Lexus and the olive tree (2000). According to Thomas Friedman, the Lexus designates sustenance, affluence as well as modernization, development, computer technologies, and the burgeoning of the global markets (Friedman 51). In addition, all these principles represented by the Lexus are positive and very instrumental in the current global economy. However, on the other hand, the olive tree designates the attachment of individuals and societies towards their traditional comfort zones, or rather values of higher course; and this is where the ethical standards take presidency. Consequently, banks operate in an economy that is very volatile, and they need to ensure that various practices are done in the traditional banking manner, provision of financial services in a legal manner. This information is thus democratized, in the words of Friedman (81), and the level of privacy expressed to customers is thus questionable. This is because, they only way in which this information can be protected is by using access codes. However, any employee can be able to access this information based on whether he/she has this access codes or not. In addition, most employees in the banking industry would want to access customer information based on various reasons. One, employees are evaluated in terms of their performance to the bank; this requires that they obtain crucial information about customers in a bid to decide on what services to offer them or not. In so doing the employees end up violating the information privacy requirement that clients would wish to have. Secondly, because of the current market trends in the banking industry, services have been made available even to the lowest income earner in order for banks to exploit all possibilities in terms of lending and customer deposits. In addition, the sales team works diligently to acquire customers both in terms of deposits taking or loan advancement. Moreover, of great significance is the manner in which they obtain information about clients before they can influence them to accept the services offered by the banks. Information is actually retrieved from the database by whoever lays hands on access codes, and customers having good credit history, and huge income are contacted in order to take up loans or open up other accounts with the bank. Further, these customers are treated with respect and they are offered what has been termed as superior services, premium services. These services could range from dedicated management assistance, special separate banking premises, and other service s such as internet, meals, to name but a few. On the other hand, those customers with a lesser income level, their treatment is more general and the banks credit advance to them is highly scrutinized compared to the premium customers. A question that arises here is whether these activities are conducted in the view of the Lexus, or olive tree. On the one hand, the information obtained from customer plays a very significant role in enabling management to understand the nature of their customers in a bid to offer relevant services to them. For instance, a customer who has a higher income level could be given alternative solutions as to how he/she could better use his/her income effectively in order to generate more income. Well, this attitude implies that the bank would wish to enable the employee benefit from the global economy in terms of investment and finance. However, the manner in which this process is attained is through privacy violation, which again touches on the whole issue of values; are banks really promoting ethical values as they seemingly purport to show in their terms and conditions, or they are merely doing trying to convince customers? A question like this one could seem obvious but it is a triple bottom line question. In addition, it concerns the balance that is required between being ethically oriented and at the same time acting as a role model in the global economy. Another aspect of information disclosure relates to issuance of bank services to customers. This is done in a manner that customers should receive full information as to the commitment they are about to engage in. Besides, some information if well known to customers could send these prospective customers away from the banks. Nevertheless, withholding this information seems to be the only way out for banks to maintain their customer base. Therefore, bank employees tend to give customers critical information only when they request for it, and in case they do not, then this information is withheld. Which kind of information could banks withhold in order to maintain or attract customers? Information regarding bank charges, loan processing fees, salary processing fees, insurance coverage fees, loan payment default repercussions, interest rate computation information, to name but a few. Most of this information, if disclosed to some customers, could lead to disastrous results. Therefore, d riven by their desire to generate increased revenue and reduced costs, banks find it confortable to offer services to customers behind closed doors. Therefore, these behaviors arouse serious debate as to the role of the banking sector in promoting social wellbeing. Whereby, customers would like to maximize their utility of services from the banks, while banks on the other hand would want to maximize revenue in order to cater for the costs incurred in technology and other services rendered. Information disclosure does not have to relate to customers alone, but also to competitors. Nevertheless, there is some information which is so important to the progress of banks, and if this information goes to competitors, then the bank whose information has been violated, stands to loose. There have been instances of insider information ending in the hands of competitors without having a clue as to whoever supplied that information, and the impetus for doing so. This situation occurs in cases when some people are employed in some banks not because they want to work there but because they want to obtain important information about the organization in question. This has been deemed to occur in certain banks, which end up loosing customers because of their information usage by the competitor financial institution. On the one hand, this practice could be considered a business strategy, which could provide resourceful information for the management decision-making process. On the other hand, this could be deemed an unethical practice owing to the fact that such a practice violates banking practices of fair play. Another area of unethical endeavor is on the issue of interest rates determination. Whereby, banks usually operate in a manner that they use the base lending rates that stipulated by the banks governing body (Central Bank). These rates represent the lowest value possible for advancing loans to customers. However, banks also engender to generate maximum profits because that is their essence as business enterprises. Nevertheless, because of technological advancement, competition has become the most common war in the current society. Thus, in order for banks to come up with sound decisions pertaining interest rates, they call to focus many factors, which are of course logical. For instance, blue chip companies are given lower rates compared to the standard companies. Furthermore, companies are approved based on their performance over a certain period of time as well as their level business trend. Employees in these banks are encouraged to pursue those high-end customers, more than the r est. The banks management does not directly encourage employees to pursue high-end customers; they rather use reduced interest rates to lure these customers to obtain bigger credit from them so that the final interest rate value remains higher. On the other hand, customers with poor credit history, low-income level, and unknown business practices, are offered highly scrutinized services. For instance, their loan advancements are denied on various bases, but the bottom line is that these banks do not want to make commitments to individuals who might end up generating losses. However, when evaluating this trend from banks to offer credit to individuals with high credit worthiness, and deny credit to customer with low-income levels, issues of ethics come in. First, one could see these financial institutions offering services to individuals who do not take a damn about whether they are offered finances or not, while treating those who really need financial assistance with caution. An institution with greater social responsibility should not behave in a manner that contradicts their practices, but a balance has to be maintained between the two sides of ethics and development. Moreover, too much overreliance to ethics could lead to negligence on sustenance, opulence, technological advancement, and financial progress, which could as well offer more support to the society through social responsibility services. On the other hand, overreliance on globalization could lead to negligence of the ethical standard to treatment that banks are required to follow. The steps taken to protect customer information Information is a powerful tool for controlling individuals. Once one is in possession of crucial information, he/she can decide to do something drastic and detrimental to the other party concerned. Therefore, banks in line with the current technological advancement have fostered various mechanisms that offer more confidentiality that is appealing to its customers. This has been through the installation of new management information systems, which are highly structured and monitored. For instance, access codes are provided in a manner that each code offer access to a certain level of information to the banks employees. Employees at the top level of management are offered access to a wider range of information access because they are the major stakeholders in the decision making process of the companies. In addition, tactical level managers have authority to oversee the various progress reports of other employees. Thus, this form of management fosters accountability and responsibility in the manner in which employees treat customer information. Furthermore, this use of access codes has been facilitated by information systems that track and record various issues regarding the daily operations of the banking industry. For instance, individuals accessing computers are monitored by a system that indicates their time of access, the type of information they were accessing, and the reason as to why they were accessing this information. Hence, this management information system leads to responsibility and protection of customer information, because whoever tempers with information is dealt with accordingly. Moreover, employees are required to access only information that relates to their line of duty. Another manner in which banks are responding to efficient information management is through video monitoring. Whereby, in this manner of information policy, employees are monitored by a well-protected computer video recording system, which records the various employees and their locations as well as time. In this case, access to information on various systems is traced back quickly. Recommendations According to Thomas Friedman, there should be a balance between spiritual worthiness and the role model, which involves the olive tree and the Lexus (Friedman 512). Therefore, banks should ensure that as much as they are responding to the changing environment, they should also adopt an approach that is of social concern and ultimately, of a Godly value. Therefore, it is in the due course of responding to this ethical challenges that banks are expected to restructure their strategies in a manner that ensures that they obtain credibility with their major stakeholders, who need high return on investments, and customers who expect good services from the financial institutions. How responsive are specific banks to management restructuring? This question is well calculated owing to the impetus to discover the way forward in cases when unethical practices are observed. For instance, in most banks, like many other organizations, it is the role of the top management to foresee the process of decision-making and policy implementation in the banking industry. However, even though other employees down the line are given an opportunity to provide recommendations regarding the best course of action, their information could only be accepted or rejected based on the manner in which the tactical manager sees these recommendations. Thus, the decision-making process in the current globalized society has been, in the words of Friedman, democratized (Friedman 109). This means that most of the practices within the banking sector only reflect the perspective of the managers per se. in which case, managers have an obligation to deliver results based on the stakeholders interests as well as their interests. In addition, this might crowd off their judgments because, they might decide to use all means necessary to achieve results without bearing in mind the end result of the means in use. Moreover, employees are governed by their contractual agreement to foster the banks missions and objectives. Nevertheless, as they engender to achieve this contractual responsibility, unethical practices may ensue as mentioned above. Thus, there is need to re-evaluate their behaviors in order to recognize that no matter how much one would wish to retain his/her job, God exists, and that He requires that all actions be of value to socie ty and of value to the greater good. There are better ways of addressing issues of unethical standard that are more appealing even though risky. For instance, in the case of interest rates disclosure, individual employees in the banking sector could be required to offer their recommended interest computation strategies that do not reflect unethical practices. These recommendations could include having interests lowered but increasing penalties on defaulters, increasing interest rates and lowering processing fees, offering preferential services to high-end customers as well as ensuring that the standard customers are also given dignified services. Sometimes, issues of serving standard customers are delayed compared to those of premium customers. This level of discrimination should be reduced because it counters the whole aspect of human rights and fair treatment. The Impact of Information and Interest Rate Disclosure to the Business World Ethics plays a crucial role in our society today, not because of the immediate feeling that individuals feel after experiencing ethical practices, but because of the ultimate role, ethics plays in the society. Besides, the banking industry plays a significant role in ensuring that business practices prosper in line with the advancement in technology. Thus, it is within the banking sector that businesses derive their standard of operations. Hence, unethical practices resulting from banks signify negative role modeling. Stable business can never operate without having access to banks. In return, these banks receive important information that relates to the operations of the businesses concerned. Therefore, the information received should be kept secure and only disclosed to the government in cases when there is need for investigations as to the business practices as the government deems necessary. Furthermore, information relating to the various charges the banks make on individuals are co-operations, the disclosure of such information is important for business planning and cost estimation. Therefore, it is important that this information be readily available so that other businesses may thrive in the global economy.

Education Is Very Important Essay

It helps us gain knowledge, information and interpret things correctly. Education teaches us how to lead our lives by mingling in the society and turning out to be good citizens. It makes us capable of interpreting rightly the things perceived. Education teaches us right behavior and makes us civilized people. It forms as a support system to excel in life, to continuously learn and build confidence, to reason everything till every question meets its answer. The conversion of information to knowledge is possible because of education and we also gain intelligence. Higher education influences the economic development of a nation as per the economists. A person is always judged by good manners he/she has. Education is important as it teaches us to differentiate between good and bad manners and choose the right behavior that cultivates good manners. Good manners are important for kids to develop at a very young age. Kids must learn to be polite, learn telephone etiquette, socialize with other kids and develop values. All this can be taught at home as well as school. Teaching your children good manners creates a foundation for them that will follow them through life. Education is important because it equips us with all that is needed to make our dreams come true. When we opt for higher education or masters, we need to choose the specialization field of our interest and talents. Most leading courses allow you to study all areas for the first year and to choose a specialization in your second year when you have more exposure and knowledge about these fields. The technical and analytical skills can be well explored in the area of one’s interest.

Merger And Acquisition Of A Merger - 1962 Words

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By acquiring a small company with a good technology, a big company can develop a competitive advantage for example; recently Facebook acquire d Instagram and Whatsapp. This means to stay competitive; company needs to remain on top of technological development and buyer will need to pay an amount if they want to acquire the company and for seller, that premium represents their company s future growth. Merger or acquired its increases the capital of small company. HUMAN RESOURCE PLANNING HR should know the vision, and strategic plans of the company need of the company, management of all aspects of HR. Essentially, good HR planning will ensureShow MoreRelatedMergers : Merger And Acquisitions Essay1023 Words   |  5 PagesMergers and acquisitions have been prevalent amid companies in the United States for decades. 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Schizophrenia And Its Effects On Mental Disorders Essay

Schizophrenia is characterized as a chronic mental disorder that affects a person’s thoughts, emotions, and behavior (Bartol and Bartol, 2014). Individuals with schizophrenia experience positive psychotic symptoms that consist of hallucinations or delusions. Negative symptoms may also arise such as a diminished emotional expression known as flat affect, as well as poor attention and speech production (Bartol and Bartol, 2014). These symptoms are further categorized into five subtypes that include paranoid, disorganized, catatonic, undifferentiated, and residual categories. A person is diagnosed with one of these subtypes depending on how severe their most symptoms are. It affects both men and women equally but tends to appear earlier in men than in women (Bartol and Bartol, 2014). To this day, it is not known what causes schizophrenia and remains to be misunderstood. For a long time, society has held a stigma on mental disorders and its association with crime. People believe t hat crime is most prevalent in individuals who have a mental illness, in specific those who are diagnosed as schizophrenics. While most schizophrenics are generally not violent, they can commit violent crimes. In addition, most violent crimes are not committed by people with schizophrenia but when they do commit violent crimes they are higher than the typical violent offender (Bartol and Bartol, 2014). Many studies have looked at the correlation between schizophrenia and criminality to see how commonShow MoreRelatedSchizophrenia And Its Effects On Mental Disorders992 Words   |  4 PagesSchizophrenia While some may understand the concept of not having control over a specific disorder, fewer are able to imagine living with a disorder in which an altered perception of reality is created. â€Å"Schizophrenia is, in fact, a class of disorders that causes a distortion of reality to occur to its patients and effects the lives of many individuals to this day (Feldman, 2013). 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Gun Control Is It Needed - 881 Words

Gun Control: Is It Needed? Gun control has been a hot topic in the media for decades. The decision to keep amendment two as it is, add stricter regulations, or abolish the amendment altogether has caused a considerable amount of quarrel between opponents of gun control and its advocates. According to Glenn Utter and Robert Spitzer â€Å"[t]he Pro-gun forces see themselves as the supporters of a vital constitutional right to keep and bear arms pitted against the â€Å"gun grabbers.† Strong advocates of gun control see themselves struggling for a more civilized society against the â€Å"gun nuts† and profit-hungry firearms manufacturers and dealers† (2011). They also disagree over whether or not firearms are an independent variable of the high level of violence in the United States (Utter and Spitzer 2011). This topic has also immensely affected politicians and the way taxpayers vote. Barack Obama is the most recent president to propose a gun control amendment. 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Throughout the country, thousands of laws and regulations have been created to aid in the control of guns. Through much study, the gun laws and regulations in place have very little effect on the number of gun related injuries and deaths. More needs to be done to establish an effective way to control gun violence. Potential Solutions Shootings in the United StatesRead MoreWill gun control stop harm or protect citizens? Today, the opinions of Americans vary on whether1100 Words   |  5 PagesWill gun control stop harm or protect citizens? Today, the opinions of Americans vary on whether guns harm or protect citizens. However, gun control is not a new controversial issue. In 1924, U.S. Senator, Robert La Follete, said, â€Å"Our choice is not merely to support or oppose gun control but to decide who can own which guns under what conditions.† This proves that gun control has been a concern to Americans since the mid- twentieth century, and possibly even earlier than that. Even with the U.SRead MoreGun Rights And Gun Control994 Words   |  4 PagesIn recent times, gun control is becoming a social issue in the US after the many incidents or accident happened related to the gun owner’s kill’s people at the social places. Gun rights means the every person have right to take or carry guns for the ir self protection is created controversial issue related to criminal justice that needed the requirement for the gun control to stop people from killing each other. Moreover, on 2 Dec, 2015, two suspects those opened fire in a California social service

The benefits of sward renewal Free Essays

Philip Creightonl, Michael O’Donovan2 and Laurence Sha11002 Grassland Science Research Department Animal ; Grassland Research and Innovation Centre Teagasc Athenry and Moorepark2 Introduction Grassland in Ireland including rough grazing accounts for over 90% of agricultural land use. Lolium perenne (Perennial ryegrass) is by far the most widely sown grass species accounting for over 95% of forage grass seed sold each year. It produces a dense sward, highly acceptable to livestock with the ability to produce high dry atter yields, especially in spring and autumn reducing the seasonality of production. We will write a custom essay sample on The benefits of sward renewal or any similar topic only for you Order Now Achieving good performance from grass is dependent on having high quality perennial ryegrass/clover swards. This paper will outline the important aspects of reseeding pasture, what’s happening at farm level, why and when reseeding should be completed, its benefits and costs. What is happening at farm level? A recent survey of a proportion of co-op suppliers from Kerry, Connaught Gold and Glanbia (Creighton et al. , 2011) found a number of significant findings from a eseeding perspective, these are listed below. i. v’. ‘x. Regular reseeding took place on 50% of participants farms, 25% reseed infrequently, 25% never reseed. Of those reseeding, 50% of participants reseed 2-4ha/year, 20% 8. 0 Soil K Index 2 3 4 Soil K ranges (mg/ 0-50 51-100 101-150 150 K application rate (kg/ha) 110 75 50 Slurry is a good option to maintain nutrient status. With the increased cost of compounds (P and K) slurry should be used in reseeding, 1000 gallons of slurry at 7% DM is equivalent to 4kg N, 3kg P and 19. 5kg K. At soil index 3, slurry (3000gals/ac) is sufficient to supply the P and K nutrients. Weed control The best time to control docks and all other weeds is after reseeding. By using a post emergence spray seedling weeds can be destroyed before they properly develop and establish root stocks. Established weeds can seriously reduce the yield potential and economic lifetime of the reseeded sward. From the survey information it is clear that only 50% of farmers are applying a post emergence spray, resulting in over 90% of surveyed farms having problems with dock infestations. To ensure that a post emergence spray can be applied reseeding should be targeted for the spring or early autumn when establishment conditions are much more suitable and the opportunity for weed control is guaranteed. The post emergence spray should be applied approximately 6 weeks after establishment Just before the first grazing takes place. With weed control it pays to be proactive, spraying when grass is at the two leaf stage works well. Grazing management of reseeded swards Care needs to be taken when grazing newly reseeded swards. The sward should be razed as soon as the new grass plants roots are strong enough to withstand grazing (root stays anchored in the ground when pulled). Early grazing is important to allow light to the base of the plant to encourage tillering. Light grazing by animals such as calves, weanlings or sheep is preferred as ground conditions may still be somewhat fragile depending on establishment method used. Grazing new reseeds with larger animals can create high levels of tiller pulling. The first grazing of a new reseed can be completed at pre grazing yields of 600-1000kg DM/ha. Frequent grazing of the reseeds at light covers ( How to cite The benefits of sward renewal, Papers

Paulo Freires The Banking Concept of Education Essay Example For Students

Paulo Freires The Banking Concept of Education Essay In Paulo Firers essay on The Banking Concept of Education, he is a firm believer of advancement in todays teaching. He splits the means of education Into two distinct societies, the revolutionary and the oppression. Fire criticizes the current values of education, and argues to support his own, radical ideas about how he believes education should work. He compares education to the banking system and by doing so he is establishing his own methods and systems on how to make the education system better in our world today. We will write a custom essay on Paulo Freires The Banking Concept of Education specifically for you for only $16.38 $13.9/page Order now In his essay, Firers arguments against the education system have been made quite clear by addressing actions that need to be made to better the future of our society. At the beginning, he states how our current education system Is very orderly and how the teachers are the narrating subjects and the students are listing objects not knowing how to think or act in the world today (Fire 318). He believes, education is suffering from narration sickness, and that, In our current system, words become a hollow, alienated, and alienating verbosity to the students (318). He strongly tells the deader how education is transforming into a memorization game. He states how a student will record and repeat for the teacher, however, they will not gain the true knowledge that will help them later in life. He calls this process the banking concept of education (319). Paulo Fire is saying that the teacher -student relationship is poor because of the fact that the teacher is Just narrating about the subject of which the students are Just listening and are not really Involved. Fire states that as the teacher Is narrating, the dents have troubles understanding the narrations because of the words that the teacher speaks are somewhat foreign to them. Fire makes a valid point as he modernizes this Interaction by comparing It to using the banking system. He states that education thus becomes an act of depositing, in which the students are depositories and the teacher is the depositor (319). This act of depositing turns the students mind Into receptacles to be filed away. He Indicates that through this system students lack a sense of creativity and knowledge of the world around them. He explains that knowledge is the basis to our understandings and discoveries that man Invents and develops every day. Without this sense of knowledge or the drive to learn we would be left with nothing new and everything would be left undiscovered. His argument of education begins here because without a good system of education our advancement to the future is at stake. He uses the metaphor deposit to represent the manner in which information is bestowed to the students. His Idea that the students are an empty vessel Is at the ore of the banking concept where the curriculum does not take into consideration the needs of the students as libertarians, the means by which men and women deal Walt real TTY In letter a critical or creative way. He makes tans plant Decease In education today the information is chosen by the educator as the depositor and deposited into the student; the scope of action allowed the student extends only as far as receiving, filing and storing; which the students patiently receive, memorize and repeat (319). The more a teacher does this to his students the more reality is oaken away from them to learn the true meanings of life. This can be related back to Firers argument against the education system, because one can only memorize things for so long, after that one will lose his true purpose in the world. To go against the system of education Fire has established new methods to turn the idea of education runaround method of education that Fire asserts as an alternative to the banking concept is to encourage students to question and pursue the world. He calls this his problem-posing method on education (325). .u2033f87e1816066f9a460ca0f85b17cc , .u2033f87e1816066f9a460ca0f85b17cc .postImageUrl , .u2033f87e1816066f9a460ca0f85b17cc .centered-text-area { min-height: 80px; position: relative; } .u2033f87e1816066f9a460ca0f85b17cc , .u2033f87e1816066f9a460ca0f85b17cc:hover , .u2033f87e1816066f9a460ca0f85b17cc:visited , .u2033f87e1816066f9a460ca0f85b17cc:active { border:0!important; } .u2033f87e1816066f9a460ca0f85b17cc .clearfix:after { content: ""; display: table; clear: both; } .u2033f87e1816066f9a460ca0f85b17cc { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u2033f87e1816066f9a460ca0f85b17cc:active , .u2033f87e1816066f9a460ca0f85b17cc:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u2033f87e1816066f9a460ca0f85b17cc .centered-text-area { width: 100%; position: relative ; } .u2033f87e1816066f9a460ca0f85b17cc .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u2033f87e1816066f9a460ca0f85b17cc .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u2033f87e1816066f9a460ca0f85b17cc .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u2033f87e1816066f9a460ca0f85b17cc:hover .ctaButton { background-color: #34495E!important; } .u2033f87e1816066f9a460ca0f85b17cc .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u2033f87e1816066f9a460ca0f85b17cc .u2033f87e1816066f9a460ca0f85b17cc-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u2033f87e1816066f9a460ca0f85b17cc:after { content: ""; display: block; clear: both; } READ: The Life of an African-American Youth in Baltimore in Between the World and Me, a Book by Ta-Nehisi Coates EssayThis change in focus is acclimated by a shift in the student-teacher relationship; the student learns from the teacher, and the teacher learns from the students. This is a relationship where all points of view and are examined and respected. The objective of this educational pattern is to develop the power to perceive critically the way a person exist in the world, with which and in which they find themselves; they come to see the world is not as a static reality but as a reality in process, in transformation (328). Without the development of this power, man cann ot experience his true vocation in life. In his method he also states how many do not pursue their interests or explore the world. He calls this group of people the oppressor society (325). In this solitary society many are left being at the receiving end in the containers, and many educators come in to control the lives of the oppressed. They are the humankind form of the the banking concept. However, Fire states how there are the select few that escape out into society and pursue the world around them. They would be considered todays inventors and leaders who change the lives of many. He calls this group the revolutionary society (325). They are the ones that communicate with the world and reject the oppressors. He brings up a good point by saying how education will later split the population into two. Some will be thinkers who take their own paths and others will be followers who do actually what they are told to do. Communication is the key to the success in our education. Based off of the methods and concepts that Fire has come up with he would agree with this statement and how it affects our learning and growth of knowledge. He states how one must seek to vive with others in solidarity and how one must think for themselves and not relate back to his pupils. They do this by a system of communication. An educator of any kind must think for themselves and not for their students. They need to know the true feelings of their students to see if their ways of teaching are either helping or damaging the students understandings of the real world. Thinking for oneself connects to reality and how memorizing what the teacher stated will only get you so far in life. To break this banking concept the students and the teachers need to monomaniac and interact with one another for the both to succeed in reality. With the help of communication society can act more liberate inside the world that we live in today. According to Firers methods and his beliefs, communication is the key to success in both the system of education and in surviving in the world that we live in today. Ferules moments all come to agreement Walt ten system AT communication. Fire writes this from first hand experience about important issues in education. He covers ideas from the banking concept and student-teacher relationships to evolutionist through communication and the effects educational systems have on the concept of liberty. By doing so he establishes his own structure and technique to make education of today better for our world tomorrow. He believes that no one can be authentically human while he prevents others from being so (330). This quote illustrates his humanity and his motivation to see education serve not only the oppressors, but humanity as a whole. Work Cited . Fire, Paulo. The Banking Concept of Education. Boston, Massachusetts, Bedford/SST. Martins: 2006. Pages 318-331.